The better way to bank

Get a Prepaid Visa® or Prepaid MasterCard® with NetSpend Prepaid Debit Cards!

  • No Credit Check. You're guaranteed approval.1
  • No credit card debt or late fees.
  • Prepaid cards are a smarter way to manage your money.
OPEN A NEW ACCOUNT
Learn More About How It Works
Tax Refunds

Tired of Waiting?

E-file and get your tax refund faster when you direct deposit it to your NetSpend Prepaid Account!

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Direct Deposit

Get Paid Up To 2 Days Faster!2

Direct Deposit to your prepaid card is the easy way for payroll checks and government payments to be automatically delivered to your NetSpend Prepaid account.

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change the way you pay

NetSpend is the Easier, Smarter, Way to Pay

  • Get paid faster, up to 2 days faster.2
  • Manage your money, track your spending and pay bills more easily.
  • Take control, with easy-to-use online budgeting tools.
OPEN A NEW ACCOUNT
Learn More About How It Works
Tax Refunds

Tired of Waiting?

E-file and get your tax refund faster when you direct deposit it to your NetSpend Prepaid Account!

LEARN MORE
Direct Deposit

Get Paid Up To 2 Days Faster!2

Direct Deposit to your prepaid card is the easy way for payroll checks and government payments to be automatically delivered to your NetSpend Prepaid account.

LEARN MORE

A trusted partner

We Understand and Respect Your Financial Needs

  • You choose the financial solutions that work for you.
  • We're here to help you take the steps to manage your money.
  • You deserve knowledgeable and friendly customer service.
OPEN A NEW ACCOUNT
Learn More About How It Works
Tax Refunds

Tired of Waiting?

E-file and get your tax refund faster when you direct deposit it to your NetSpend Prepaid Account!

LEARN MORE
Direct Deposit

Get Paid Up To 2 Days Faster!2

Direct Deposit to your prepaid card is the easy way for payroll checks and government payments to be automatically delivered to your NetSpend Prepaid account.

LEARN MORE
Payback Rewards Icon

NEW! NetSpend Payback RewardsTM3

Earn cash back for using your NetSpend Prepaid Debit Card.4

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Refer a Friend Icon

Refer A Friend

When your family member or friend loads at least $40 to their new card, you'll each get up to a $20 credit.6

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Create Your Very Own NetSpend Card Icon

Refill a Prepaid Phone using your NetSpend card

Get $1 back each time you add $25 or more.5

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NetSpend Security Center Icon

Privacy and Security Center

Your security is a priority at NetSpend. We keep your information safe and secure, and have tips to avoid being victimized.

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FDIC MasterCard VISA Click for the Business Review of prepaid debit card provider, NetSpend Corporation.

1 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third-party service providers to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, you will be asked to provide your name, street address, date of birth, and other information that will allow us to identify you. We may also ask you to provide a copy of your driver's license or other documentation as proof of identification. Approval of your request for a NetSpend Prepaid Debit Card requires passing our identification verification process. Residents of the State of Vermont are ineligible to open a Card Account.

2 Faster access to funds is based on comparison of traditional banking policies versus electronic direct deposit.

3 Any information, recommendations, as well as optional programs and products directly offered by, or made available through NetSpend Corporation ("NetSpend") are neither endorsed, guaranteed, nor administered by one or more of the banks for which NetSpend is an authorized Independent Sales Organization.

4 NetSpend Payback Rewards is an optional program. You may opt-out at any time by visiting your NetSpend Payback Rewards Summary Page at www.netspend.com. The reward offers we choose and send to you are based on your shopping habits. NetSpend will not share any personal information about you with the merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a NetSpend Payback Rewards customer, but you will become their customer. For more details about how and when you get rewarded, see the NetSpend Payback Rewards FAQs and the Program Terms and Conditions. Cash back rewards are credited to your account and not available in the form of a check or other direct payment method.

5 MetaBank and The Bancorp Bank are not affiliated in any way with this offer and do not endorse or sponsor this offer. The minimum refill amount is $25 (before tax). There is a $200 daily refill limit (before tax) per NetSpend account. Your NetSpend prepaid debit card account must be activated before you can refill a prepaid phone. The value of each refill will be subtracted from the balance of your NetSpend card account.

6 A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No rewards credited to either party if referred individual had a NetSpend card that was used for a value load, purchase, cash withdrawal or incurred a balance inquiry fee, at any time during the 180 calendar days before the day the $40 load requirement is fully met. Cardholder-to-cardholder transfers do not count toward the minimum load requirement. Allow 2 business days for $20 credit to appear on each card account. Cardholder responsible for determining tax liability, if any, resulting from this promotion.

NetSpend Visa Prepaid Debit Cards and NetSpend Prepaid Debit MasterCard cards are issued by The Bancorp Bank, BofI Federal Bank and MetaBank™, Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted, and pursuant to license by MasterCard International Incorporated, respectively. Please see back of your card for its issuing bank. Cards ordered through this site are issued by MetaBank. NetSpend is an authorized Independent Sales Organization of The Bancorp Bank, BofI Federal Bank and MetaBank, respectively. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. NetSpend, NetSpend Premier, Anytime Alerts, Pay-As-You-Go, and FeeAdvantage are service marks of NetSpend Corporation.

All other trademarks and service marks belong to their respective owners.

© 2014 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.